Free tool

St Kitts & Nevis pay calculator: gross to net

Social Security, the Social Housing Development Levy and the employer Severance Fund in EC dollars, employee and employer side, using the rules PunchClock payroll applies for St Kitts.

  • Rates live from PunchClock payroll
  • Employee and employer side
  • Nothing you type leaves your browser
Pay period

Built-in rates · checking PunchClock payroll settings…

Net pay—take-home for the period
Gross—
Employee deductions—

    Where the employer's money goes

    — total cost = gross + — employer contributions
      LineRateEmployeeEmployer

      Assumptions behind these figures

        Rules used ()

        For guidance only. These figures mirror the statutory contributions as PunchClock payroll applies them for St Kitts & Nevis. They are not income tax advice, rates and ceilings change, and your employer may apply different company rules. Check anything that matters with the St Kitts & Nevis Social Security Board and the Inland Revenue Department.

        About this tool

        Enter a gross wage and the pay period and this calculator shows the statutory lines on a St Kitts & Nevis payslip: the employee's Social Security and Social Housing Development Levy, and on the employer side Social Security, the levy and the Severance Payments Fund contribution. It gives the net pay and the total cost of employment, in Eastern Caribbean dollars, using the rules PunchClock applies when it runs payroll for St Kitts companies, with the current rates and caps read from PunchClock's payroll settings.

        Social Security is 5% from the employee, capped at the insurable-earnings ceiling, with the employer paying 6% (5% plus 1% employment injury) on the same ceiling. The Social Housing Development Levy has an exemption below which the employee pays nothing; once pay for the period is over it, the levy is charged in bands from the first dollar, at a low rate on the first band and higher rates on the pay above each breakpoint, while the employer pays a flat 3% of gross. The Severance Payments Fund is employer-only, 1% of gross with no cap.

        The exemption and breakpoints are published as weekly and monthly amounts; for fortnightly, semi-monthly and annual pay the calculator scales them, and says so in the assumptions. St Kitts & Nevis has no personal income tax on wages, so these are normally the only statutory deductions.

        How it works

        1. Choose the pay period (weekly, fortnightly, semi-monthly, monthly or annual). Caps, allowances and thresholds scale with the period, the way the official tables do.
        2. Enter the gross pay for that period in XCD: wages before anything is taken off. Drag the slider to watch each cap, threshold or tax band kick in; the marks under it show where they sit.
        3. Read the headline: net pay is gross minus employee deductions, and the bar shows where each dollar of gross goes. The second bar shows the employer's total cost: gross plus the employer contributions.
        4. Use Compare to put a second gross amount or period beside the first, for example to see what a raise actually gives in take-home pay.
        5. The table underneath shows each statutory line with its rate, the employee deduction and the employer contribution, plus a note on how the cap or threshold applied. Open Rules used to see the rates, caps and bands behind the figures. They are read live from PunchClock's payroll settings for St Kitts & Nevis each time the page loads (with built-in figures as a fallback), and the badge shows the date they apply from.

        Frequently asked questions

        What is deducted from wages in St Kitts and Nevis?

        Two employee deductions: Social Security (5% of gross up to the insurable ceiling) and the Social Housing Development Levy (banded, and only once pay is over the exemption). The employer adds Social Security at 6%, the levy at 3% and the Severance Payments Fund at 1%. There is no personal income tax on wages.

        How does the Housing Levy exemption work?

        If gross for the period is at or below the exemption (a weekly and a monthly figure are published) the employee pays no levy. If gross is above it, the levy is calculated on the whole gross in bands, not just on the part over the exemption, so crossing the line changes the deduction noticeably. The calculator shows this.

        Why is the employer Social Security 6% but the employee 5%?

        The employer contribution is 5% plus a 1% employment injury contribution, on the same insurable-earnings ceiling as the employee share. Both stop rising once the ceiling is reached in the period.

        Is the Severance Payments Fund deducted from my pay?

        No. It is paid by the employer only (1% of gross, no cap) and does not appear as a deduction on the employee's payslip, though it is part of the employer's cost shown here.

        Are these the official rates?

        They are the rates, ceilings and bands PunchClock payroll applies for St Kitts & Nevis, read live from its payroll settings and dated in the Rules panel. Confirm with the St Kitts & Nevis Social Security Board and the Inland Revenue Department before relying on a figure.

        Do this automatically

        PunchClock runs St Kitts & Nevis payroll with these contributions, caps and thresholds applied automatically on every payslip, plus the returns for the St Kitts & Nevis Social Security Board and the Inland Revenue Department.