Free
Time card calculator
A week of in and out times with breaks: hours per day and week, overtime at 1.5× and 2×, optional pay.
9:13 → 4:02, 30 min break = 6.32 hTry the example week
For staff and payroll →Guide: Overtime, explained
Add up a time card, split overtime, convert minutes to decimals, share a tip pool or a service charge with a cap, see the deductions on a Caribbean payslip, put the public holidays in your calendar, or download a timesheet, rota, attendance, overtime, tips, service charge or leave spreadsheet with the formulas built in. No sign-up, nothing leaves your browser.
Add up the week, convert the minutes and split the overtime.
A week of in and out times with breaks: hours per day and week, overtime at 1.5× and 2×, optional pay.
Hours and a rate, split into normal, time-and-a-half and double-time pay. Limits and multipliers are yours to set.
Minutes to decimal hours and back, with the working shown and a tappable 1 to 60 minute chart.
Statutory deductions for 13 countries (live PunchClock rates for Anguilla, Antigua and St Kitts; official built-in rules for the rest) and a fair way to share the tips.
Gross to net in USD: Social Security with its cap and the 3% Stabilisation Levy, employee and employer side.
Gross to net in XCD: Social Security, Medical Benefits (reduced at 60+) and the banded Education Levy.
Gross to net in XCD: Social Security, the banded Housing Levy and the employer Severance Fund.
Gross to net in XCD: 7% / 8% Social Security to EC$4,000 a month and PAYE by Inland Revenue tax code (EC$18,000 allowance, 5-40% bands).
Gross to net in KYD: 5% + 5% pension to the CI$87,000 maximum, optional health-premium share, no income tax.
Gross to net in BSD: NIB 4.65% employee / 6.65% employer up to B$810 a week or B$3,510 a month, no income tax.
Gross to net in USD: NIB 5.5% / 6.5% to $4,000 a month and NHIP 3% / 3%, no income tax.
Gross to net in JMD: NIS, NHT, Education Tax and PAYE at the 2026 threshold, with employer NIS, NHT, Ed Tax and HEART.
Gross to net in GYD: NIS 5.6% / 8.4% to G$280,000 a month and 2026 PAYE with the G$140,000-or-one-third allowance, 25% and 35% bands.
Gross to net in XCD: Social Security 6.75% / 8.00% to EC$7,000 a month and PAYE with the EC$30,000 allowance and 15 / 25 / 35% bands.
Gross to net in TTD: NIS by earnings class (2026), health surcharge and PAYE with the TT$90,000 allowance; tax rates editable.
Gross to net in BBD: National Insurance 11.25% / 13.00% to the 2026 ceiling and PAYE with the Bds$25,000 allowance; rates editable.
Gross to net in USD: Social Security 4% / 4.5%, NHI 3.75% / 3.75% and payroll tax (8% employee; employer 2% or 6% by class).
Split a tip or service charge pool by hours, by points or equally, with role weighting and a total check.
Share the period's service charge by hours with a cap: at or over the cap is a full share, fewer hours pro-rata, salaried a full share, role percentages, optional admin fee and department split.
The dates you plan rotas and holiday pay around.
Official dates for 18 countries with the weekday, observed days, the government source and an .ics download per year.
Free spreadsheets with the formulas built in. Download, fill the yellow cells, print.
In/out times and breaks to hours in h:mm and decimal, overtime at 1.5× and 2× with editable limits, pay and signatures. Bi-weekly sheet included.
Twelve month sheets for the year, staff by day with P/L/A/S/V/H codes and colours, totals per person, per day and a yearly summary.
Staff by Mon–Sun with shift codes or time ranges, hours per person, headcount and labour cost per day, colour-coded AM/PM/Night. Two-week sheet included.
13 weeks per employee split into normal, 1.5× and 2× hours with flags over the limit, cost per employee, per week and per month.
Split a pool by hours, points or equally with weight, share and %, a rounding check so shares equal the pool, and a daily sheet for 7 days.
Share a service charge pool by hours with a cap, Y/N salaried full shares, a share % per role and an admin fee; points, % of pool and payouts that add up exactly, plus a Period sheet of daily hours.
Vacation and sick entitlement, a leave log with working or calendar days, used and remaining per person, accrued-to-date option and a dashboard.
PunchClock turns punches into timesheets, overtime, holiday pay, tip shares and payslips with the deductions for your country, so nobody keys a time card again.
These tools are free to use and keep your figures in your own browser; nothing is sent to our servers, and the Excel templates contain formulas only (no macros, no country rules). They explain the maths and let you set the rules, but pay and holiday rules are set by each country's law and your contract, so check anything that matters with your labour department. Read the guides for the background.