Free tool

Antigua & Barbuda pay calculator: gross to net

Social Security, Medical Benefits (reduced at 60+) and the banded Education Levy in EC dollars, employee and employer side, using the rules PunchClock payroll applies for Antigua.

  • Rates live from PunchClock payroll
  • Employee and employer side
  • Nothing you type leaves your browser
Pay period
Matters at 60 and over: Medical Benefits drops to the reduced rate

Built-in rates · checking PunchClock payroll settings…

Net pay—take-home for the period
Gross—
Employee deductions—

    Where the employer's money goes

    — total cost = gross + — employer contributions
      LineRateEmployeeEmployer

      Assumptions behind these figures

        Rules used ()

        For guidance only. These figures mirror the statutory contributions as PunchClock payroll applies them for Antigua & Barbuda. They are not income tax advice, rates and ceilings change, and your employer may apply different company rules. Check anything that matters with the Antigua & Barbuda Social Security Board, the Medical Benefits Scheme and the Inland Revenue Department.

        About this tool

        Enter a gross wage, the pay period and (if it matters) the employee's age, and this calculator shows the three statutory lines on an Antigua & Barbuda payslip, the employer contributions alongside them, the net pay and the total employer cost. It applies the same rules PunchClock uses to run payroll for Antigua companies, with the current rates and caps read from PunchClock's payroll settings, in Eastern Caribbean dollars.

        Social Security is a percentage of gross from the employee with a larger employer percentage, both capped each pay period at the insurable-earnings ceiling. Medical Benefits is a flat percentage of gross with no cap, matched by the employer; employees aged 60 and over pay a reduced rate, which is why the calculator asks for age. The Education Levy is employee-only and marginal: nothing on the first slice of pay, a lower rate on the next band and a higher rate above the top band, so only the pay inside each band is charged at that band's rate.

        Use it to check a payslip line by line, to quote a take-home figure when hiring, or to see what a salary actually costs the business once the employer side is added. The assumptions list under the table says exactly what was included, and the Rules panel shows the rates, caps and bands behind every figure.

        How it works

        1. Choose the pay period (weekly, fortnightly, semi-monthly, monthly or annual). Caps, allowances and thresholds scale with the period, the way the official tables do.
        2. Enter the gross pay for that period in XCD: wages before anything is taken off. Drag the slider to watch each cap, threshold or tax band kick in; the marks under it show where they sit. Enter the employee's age if they are 60 or over, because the Medical Benefits rate changes.
        3. Read the headline: net pay is gross minus employee deductions, and the bar shows where each dollar of gross goes. The second bar shows the employer's total cost: gross plus the employer contributions.
        4. Use Compare to put a second gross amount or period beside the first, for example to see what a raise actually gives in take-home pay.
        5. The table underneath shows each statutory line with its rate, the employee deduction and the employer contribution, plus a note on how the cap or threshold applied. Open Rules used to see the rates, caps and bands behind the figures. They are read live from PunchClock's payroll settings for Antigua & Barbuda each time the page loads (with built-in figures as a fallback), and the badge shows the date they apply from.

        Frequently asked questions

        What are the deductions on an Antigua payslip?

        Three statutory lines: Social Security (employee share, with the employer paying a higher share), Medical Benefits (a flat percentage, matched by the employer, reduced at age 60+) and the Education Levy (employee only, in bands). Antigua & Barbuda has no personal income tax on wages. Company deductions such as loans or uniforms are separate.

        Why does the calculator ask for age?

        Medical Benefits contributions drop to a reduced rate for employees aged 60 and over. Leave age blank and the standard rate is used; enter 60 or more and the lower rate applies to the employee and the matching employer amount.

        How is the Education Levy worked out?

        In bands. The first slice of pay (the exemption) is levy-free, pay from the exemption up to the upper band is charged at the lower rate, and pay above the upper band at the higher rate. Only the pay inside each band is taxed at that band's rate, so crossing a band does not re-tax the pay below it.

        Is there a cap on Social Security in Antigua?

        Yes. Contributions are calculated on insurable earnings up to a ceiling, so both the employee and employer amounts stop rising once gross for the period reaches it. Medical Benefits has no cap.

        Are these the official rates?

        They are the rates, caps and bands PunchClock payroll applies for Antigua & Barbuda, read live from its payroll settings and dated in the Rules panel. Confirm with the Social Security Board, the Medical Benefits Scheme and the Inland Revenue Department before relying on a figure.

        Do this automatically

        PunchClock runs Antigua & Barbuda payroll with these contributions, caps and thresholds applied automatically on every payslip, plus the returns for the Antigua & Barbuda Social Security Board, the Medical Benefits Scheme and the Inland Revenue Department.