NIB at 5.5% / 6.5% to $4,000 a month and NHIP at 3% / 3%, in US dollars, employee and employer side, net pay and employer cost.
Built-in rates (as of 2026-11) · source: TCI National Insurance Board and the National Health Insurance Board
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For guidance only. These figures follow the official published rates, ceilings and tax tables for Turks & Caicos Islands as checked in November 2026 (sources in the Rules panel). They are not tax advice, rates and ceilings change, declared allowances and company rules can alter a payslip, and any point marked unconfirmed should be checked before relying on it. Check anything that matters with the TCI National Insurance Board and the National Health Insurance Board.
Enter a gross wage and the pay period and this calculator shows the two statutory deductions on a Turks & Caicos Islands payslip, National Insurance (NIB) and the National Health Insurance Plan (NHIP), with the employer's matching contributions, the net pay and the total cost of employment, in US dollars, which is the Islands' currency.
NIB is 5.5% from the employee and 6.5% from the employer (12% in all) on earnings up to $4,000 a month, the final step of the Board's rate schedule, so at or above the ceiling the employee pays $220 a month and the employer $260. It covers employees aged 16 to 65 and is due by the last working day of the following month. NHIP is 3% from the employee and 3% from the employer on earnings; the Board's notice is clear that the employer may not pass its 3% on to the employee.
The NHIP earnings ceiling is the one figure we could not find on an official page: payroll guides give $7,800 a month ($1,800 a week) with a $50 monthly minimum, so the calculator uses the $7,800 ceiling and marks it unconfirmed. The Turks & Caicos Islands have no income tax, so these two lines are normally the whole statutory story.
Drag the slider to see the $4,000 and $7,800 points, use Compare for two wages side by side, and open the Rules panel for the sources, dates and the unconfirmed point.
Background reading: Sick pay explained
Two statutory lines: National Insurance (5.5% of earnings up to $4,000 a month) and National Health Insurance (3% of earnings). The employer adds 6.5% NIB and 3% NHIP. There is no income tax.
$4,000 a month of insurable earnings (the Board publishes the monthly figure; the weekly equivalent here is $923.08). Earnings above it carry no NIB contribution, so the maximum is $220 a month from the employee and $260 from the employer.
The National Health Insurance Board publishes the 3% + 3% rate but not a ceiling. Payroll guides give a maximum of $7,800 a month of earnings and a minimum contribution of $50 a month. The calculator applies the $7,800 ceiling and flags it as unconfirmed; the $50 minimum is not modelled.
No. The NHIB's public notice states the employer must pay its own 3% and may not deduct or recover it from the employee; the same principle applies to the employer's 6.5% NIB.
The NIB rates and ceiling are from the TCI National Insurance Board's contribution-rates page and its September 2026 compliance guide; the NHIP rate is from the NHIB's public notice. The NHIP ceiling is from secondary payroll guides only. Links and dates are in the Rules panel.
Free to use and works in your browser: the pay you type stays on your device. The rules are built in from the official published rates and tables (sources and dates in the Rules panel) and nothing you type is sent anywhere. Figures are for guidance only: pay rules are set by each country's law and by your contract, so check anything that matters with the authorities named below or your payroll.
PunchClock turns clock-ins into timesheets and payslips with each country's statutory deductions applied automatically. Ask us about Turks & Caicos Islands payroll.