NIS by earnings class (2026 table), the health surcharge and PAYE with the TT$90,000 allowance, in TT dollars, employee and employer side; tax rates editable.
Suggested from published summaries — not yet confirmed with the Inland Revenue Division; edit if your figures differ. The TT$90,000 allowance and the 70% NIS deduction are official (TD1); the 25% / 30% rates and the TT$1,000,000 band are from PwC's published summary (reviewed 2 June 2026).
Built-in rates (as of 2026-11) · source: National Insurance Board and the Inland Revenue Division
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For guidance only. These figures follow the official published rates, ceilings and tax tables for Trinidad & Tobago as checked in November 2026 (sources in the Rules panel). They are not tax advice, rates and ceilings change, declared allowances and company rules can alter a payslip, and any point marked unconfirmed should be checked before relying on it. Check anything that matters with the National Insurance Board and the Inland Revenue Division.
Enter a gross wage and the pay period and this calculator shows the three statutory lines on a Trinidad & Tobago payslip, National Insurance (NIS), the health surcharge and income tax (PAYE), with the employer's NIS beside them, the net pay and the total cost of employment, in TT dollars.
NIS is not a flat percentage: the NIBTT puts each employee in one of sixteen earnings classes by weekly or monthly pay and sets a fixed contribution per class, with the employee paying one third and the employer two thirds of the 16.2% total (from 5 January 2026). The calculator looks up the class and scales weekly amounts to monthly pay at 52/12, as the Board's tables do. The health surcharge is TT$8.25 a week when monthly pay is over TT$469.99, otherwise TT$4.80, employee only.
PAYE annualises the pay, deducts the personal allowance of TT$90,000 and 70% of the employee's NIS (both from the IRD's TD1 form), applies the rates and divides back by the pay periods. The rates themselves, 25% on chargeable income up to TT$1,000,000 and 30% above, come from published summaries rather than an IRD page, so they are prefilled in editable boxes and labelled unconfirmed: change them if your figures differ, and the page says which figures are yours.
Tertiary education, first-time home and approved pension deductions on a TD1 are not applied. The Rules panel lists the sources, dates and every unconfirmed point.
Background reading: Sick pay explained
By earnings class. The NIBTT table from 5 January 2026 has sixteen classes from TT$200 to TT$3,138 and over a week (TT$867 to TT$13,600 and over a month), each with a fixed weekly contribution: class I is TT$14.60 employee / TT$29.20 employer, class XVI TT$169.50 / TT$339.00. Monthly contributions are the weekly figure x 52/12. The split is one third employee, two thirds employer of a 16.2% total.
A flat employee-only deduction: TT$8.25 a week where monthly pay exceeds TT$469.99 (weekly over TT$109), otherwise TT$4.80 a week. Employees under 16, those 60 and over and people whose only income is a pension are exempt (the calculator assumes none of these).
The personal allowance is TT$90,000 a year (the 2027 Budget keeps it at TT$90,000 and raises pensioners' to TT$102,000). The TD1 form allows 70% of your NIS contributions as a deduction. Both come off the annualised pay before the tax rates apply.
Because the 25% / 30% rates and the TT$1,000,000 band were found only in published summaries, not on the Inland Revenue Division's site. They are prefilled from those summaries and labelled unconfirmed; if the IRD or your payroll uses different figures, type them in and the result, table and Rules panel will say which figures are yours.
The NIS class table (NIBTT), the health surcharge (IRD), the TT$90,000 allowance and the 70% NIS deduction (IRD TD1) are official and dated in the Rules panel. The income tax rates are secondary and editable. Pay below class I and employees over 65 are flagged.
Free to use and works in your browser: the pay you type stays on your device. The rules are built in from the official published rates and tables (sources and dates in the Rules panel) and nothing you type is sent anywhere. Figures are for guidance only: pay rules are set by each country's law and by your contract, so check anything that matters with the authorities named below or your payroll.
PunchClock turns clock-ins into timesheets and payslips with each country's statutory deductions applied automatically. Ask us about Trinidad & Tobago payroll.